We say it all the time … READ THE BILL!!! S244 is right HERE … for all to read … but 99.99% of us won’t read it. Most of the 0.01% who do read the bill won’t get all the nuances. But do you want to know “who” understands the bill … the monied special interest, in this case … BIG INSURANCE!!! Below is a compilation of what S244 is really all about … you will be surprised.

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The Facts ( and truth ) about S244

What does this bill really do?

🛑 Abolishes true joint and several liability, making it harder for injured victims to recover full damages—even when they’ve done nothing wrong.

⚠️ Allows blame to be placed on people not in court, including foreign companies or unnamed third parties, without due process.

📉 Caps noneconomic damages—even in cases of gross negligence, fraud, or destroyed medical records.

⛔ Guts bad faith law, giving insurance companies a green light to slow-walk claims.

🚫 Excludes coverage for punitive damages from underinsured motorist / uninsured motorist (UIM/UM) policies—leaving SC families with less protection even when they pay for more.

📍 Restricts venue for civil cases, forcing victims to travel long distances to seek justice.

And worst of all? S244 leaves polluters, negligent builders, and repeat corporate offenders off the hook while punishing the innocent.

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The Human Cost

Let’s not forget who this hurts. 

👨‍👩‍👧‍👦 The family who loses a loved one to a drunk driver—and finds out their underinsured motorist (UIM) policy won’t cover the full loss. 

🏚️ The young couple who buys a new home—only to find it was built with dangerous code violations, but now they can’t sue until someone gets hurt. 

🍤 The small-town restaurant that gets dragged into a lawsuit for one drink a customer had hours before—but can’t afford the insurance rates to stay open. 

🧓 The grandmother in assisted living who is abused, but whose pain is deemed “noneconomic” and therefore capped. 

🧪 The community poisoned by forever chemicals—and told they can’t hold the corporation accountable. 

 This is who gets hurt when laws like S.244 pass.

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Corporate Socialism

S244, as we have seen, isn’t Conservative Reform. Some actually call it Corporate Socialism. 

What we’re seeing is not conservative governance—it’s corporate capture of the SC State Legislature. Real conservative values mean:

Personal responsibility

Limited government interference

Access to the courts

Accountability for wrongdoing 

S.244 violates every one of these principles. 

Instead of standing with the citizens who vote for them, SC Senators are standing with: 

💼 Billion-dollar insurance giants 

🏭 Foreign manufacturers 

💊 Corporate hospitals 

🧪 Environmental offenders 

🛻 Massive logistics companies headquartered out of state 

They’re shielding establishment elites from responsibility and sticking South Carolina taxpayers and families with the bill.

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The People Are Watching …

Times are changing. The People are watching … and most importantly, The People won’t forget.

This is about more than just a bill. This is about whether South Carolina government works for its people or for powerful outsiders. 

Real solutions are being brought to bear … the SC Senate (HERE) had the chance to stand up and do the right thing … yet they chose The Powerful over The People and principle. They chose corporate immunity over South Carolina’s families. The chose THE MONEY … AGAIN!!! 

Remember this on June 13th, 2028.

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Grassroots Action Items:

✅ Call your Senator today. (Find your Senator HERE.) Demand Action, Action, Action!!! Demand they solve the immediate problem – the liquor liability issue!!! 

✅ Forward this article and the others on S244 to every SC business owner, VFW member, and voter you know.  Spread the word!!!

✅ Show up. Speak out. Organize. Stand up for Yourself!!!

There is still a long way to go … so this fight is not over, not by a long shot. Do your research – EXPOSE THE TRUTH … and EXPOSE THE BETRAYAL!!! Let’s take our state back from the corporations who think they own it.

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